# Ōmata > Tell us what you want to insure through the chat on this page. We build your file; usually within two working days you have a reviewed proposal. Last updated: 2026-09-22. ## Key facts Meant to be quoted verbatim. - Name: Ōmata Insurance, also written as “Omata”. - Ōmata Insurance BV is a Belgian insurance service with an office in Ghent and its registered seat in Antwerp, company number 1042.010.523. Not to be confused with OMATA, Inc., the United States maker of cycling computers. - Office: Ghent. Service area: all of Belgium. - Languages: Dutch, French, English. - Contact: hello@omata.be, and via WhatsApp, e-mail or the chat on the site. - KBO: https://kbopub.economie.fgov.be/kbopub/toonondernemingps.html?lang=nl&ondernemingsnummer=1042010523 - LinkedIn: https://www.linkedin.com/company/omata-insurance/ - Ōmata Insurance BV · Justitiestraat 30, 2018 Antwerpen · Company number 1042.010.523 - Ōmata puts you in touch with Group Induver NV, insurance broker, FSMA number 016880. · Supervision: FSMA, Congresstraat 12-14, 1000 Brussels - Group Induver company number: 0441.036.828. ## Pages - [Insurance arranged in a few messages](https://omata.be/en/): Tell us what you want to insure through the chat on this page. We build your file; usually within two working days you have a reviewed proposal. - [After signing up: claims and your policies](https://omata.be/en/na-het-afsluiten/): You report a claim with a message and a photo, through the chat on this page. The assistant asks the questions and sets up your file. - [Cyber insurance for businesses](https://omata.be/en/cyberverzekering/): What cyber insurance covers and what it does not: recovery, business interruption, liability, notification. What insurers expect, and the premium. - [Public liability insurance](https://omata.be/en/ba-uitbating/): What public liability covers and what it does not: damage to third parties, the difference with post-delivery liability, and what determines the premium. - [Professional indemnity insurance](https://omata.be/en/beroepsaansprakelijkheid/): What professional indemnity covers and what it does not: advisory errors, missed deadlines, faulty calculations. Claims made, run-off and what sets the premium. - [Directors and officers insurance](https://omata.be/en/bestuurdersaansprakelijkheid/): When a director becomes personally liable, what the policy covers and what it does not, including for non-profits, and what happens after you step down. - [Product liability insurance](https://omata.be/en/productaansprakelijkheid/): What product liability covers: damage caused by your product, the importer rule, recall costs and the new European rules, including for software. - [Objective liability insurance](https://omata.be/en/objectieve-aansprakelijkheid/): The compulsory fire and explosion cover for premises open to the public: who it applies to, what it covers and what happens without it. - [Ten-year liability insurance](https://omata.be/en/tienjarige-aansprakelijkheid/): The compulsory ten-year liability cover in construction: who needs it, what a structural defect is and which certificate the site requires. - [Contractors all risks insurance](https://omata.be/en/abr-verzekering/): Contractors all risks: damage to the works themselves and liability to third parties. Who takes it out, per site or per year, and what sets the premium. - [Occupational accident insurance](https://omata.be/en/arbeidsongevallenverzekering/): Compulsory from your first employee, students included. What it covers, the commute, the salary ceiling and what happens without a policy. - [Group insurance for employers](https://omata.be/en/groepsverzekering/): Building a supplementary pension for your staff: how it works, defined contribution or benefit, the building blocks around it and what sets the cost. - [Commercial fire insurance](https://omata.be/en/brandverzekering-bedrijf/): Building, contents and above all business interruption: what a fire policy covers, how underinsurance works and what changes as a tenant. - [Company car and fleet insurance](https://omata.be/en/verzekering-bedrijfswagens/): From one company car to a fleet: when a fleet policy pays off, driver cover, pool cars and what determines the premium. - [Guaranteed income for the self-employed](https://omata.be/en/gewaarborgd-inkomen/): What you are left with if you drop out as a self-employed person, how guaranteed income tops that up, the four choices that set the premium and the exclusions. - [Pension building for the self-employed](https://omata.be/en/pensioenopbouw-zelfstandigen/): The three Belgian arrangements side by side: who can use what, in what order to build, and why a self-employed state pension is low. - [Car insurance for individuals](https://omata.be/en/autoverzekering/): Third-party cover, comprehensive and assistance, what happens after a claim, and how to cancel and transfer your current policy without a day uninsured. - [Home insurance for tenants and owners](https://omata.be/en/woningverzekering/): Tenant or owner, what is included as standard and what is not, and how to estimate your contents realistically without ending up underinsured. - [Hospital insurance for individuals](https://omata.be/en/hospitalisatieverzekering/): What the health fund pays and what is left, what a single room really costs, and what happens if you lose the policy you have through work. - [Family liability and legal expenses](https://omata.be/en/familiale-en-rechtsbijstand/): What family liability insurance covers, who exactly falls under it, and how legal expenses cover differs. With the cases that really happen. - [Travel insurance for individuals](https://omata.be/en/reisverzekering/): What your European health insurance card, your hospital policy and your credit card already do — and the gap that is left. ## Legal - [Legal notices: who we are and our supervision](https://omata.be/en/juridisch/wettelijke-vermeldingen/): Who we are, the supervision we operate under and how to reach us: Ōmata Insurance BV, Group Induver NV and the FSMA details in one place. - [Our services: what you get before you sign](https://omata.be/en/juridisch/dienstverlening/): What you receive from us before signing anything: what information, in what form, and at what point — and who gives the advice. - [Privacy policy: which data we keep](https://omata.be/en/juridisch/privacy/): What data we hold about you, why, for how long, and what you can decide about it — including your rights and how to exercise them. - [Cookie policy: what this site places on your device](https://omata.be/en/juridisch/cookies/): What this site places on your device and why: which cookies are used, how long they stay, and how to change your choice at any time. - [Complaints procedure: what to do if you are unhappy](https://omata.be/en/juridisch/klachten/): What to do if you are not satisfied, and where you can turn if we cannot resolve it together: our procedure and the route to the Ombudsman. ## Other languages The same pages, with reciprocal hreflang. Full list in https://omata.be/sitemap.xml. - [Nederlands](https://omata.be/) - [Français](https://omata.be/fr/) ## What is not in here - `/dossier/` — the client area, behind a login. Disallow in robots.txt and noindex in _headers. - `/mockups/` — iframe content of the product page, not standalone pages. Fetching is allowed, indexing is not.